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Financing

Buy now and split the payments

Take advantage of our flexible financing options with Affirm, iFinance and CIBC.

Whatever your budget, there’s an option for you.

Get your order shipped fast

No credit card required

Near-immediate approval

Pay at your own rate

How does Affirm financing work?

Our financing plans allow you to spread the cost of a purchase over monthly or bi-weekly installments. Apply for any Affirm payment option without affecting your credit rating.
Step 1
Shop at your favorite Affirm retailer and select them from the payment options at checkout.
Step 2
Use your cell phone number to set up your Affirm account in less than a minute.
Step 3
Confirm your financing plan, get a decision within seconds, and voilà! Enjoy your purchase now and pay later.

How does iFinance financing work?

How does iFinance work? It couldn’t be simpler! Find out how you can submit your loan application in just a few minutes and get easy financing through iFinance!
Application Form
Contact our team
Step 1
Submit your information by filling in the application form application form.
Step 2
Get approved in minutes. Once you’ve submitted your application, an agent will contact you shortly to complete the process with you.
Step 3
Create your financing contract on the iFinance website and sign it electronically directly online using your phone or computer.
Step 4
Contact us and we’ll complete your online order together. You can contact us on Messenger for faster service, or e-mail us at info@noxgaming.ca.

Repay your purchases at your own pace with CIBC PaceIt®

CIBC PaceIt allows you to pay off eligible purchases on your credit card through lower interest installment plans. No credit check or approval required.

Step 1

Make your purchase with a CIBC MasterCard or Visa credit card. To ensure that your purchase is eligible, you can consult the eligibility criteria.

Step 2

Through the CIBC portal, find the transaction in your credit card statement, then, in the transaction options, choose a payment plan option.

Step 3

Read and accept the terms and conditions. Confirm the creation of the installment plan. It may take two or three business days to process your installment plan.

NOX Gaming Canada Financing F.A.Q.

Creating an Affirm account and verifying your eligibility will not affect your credit rating.

Expenses - We do not charge any fees. That means no late payment fees, no early repayment penalties, no annual fees and no account opening or closing fees.

Interests - However, your financing plan may be subject to interest, which is calculated according to the amount of your purchase and where you store. Our advertised interest rates won't change, and all terms and conditions are clearly set out at the outset, so you'll always know exactly what to expect.

At the time of pre-qualification, you are informed of the estimated amount you could spend with Affirm. You don't have to use the full amount or pay anything back until you've made a purchase. Your final entitlement is subject to eligibility criteria.

Prequalification is not necessary with Affirm, as they offer instant loan decisioning, making the process incredibly fast.

Yes, you can pay the balance of your loan at any time by logging directly into your your account. No penalty will be imposed.

You can reach the Affirm team at 1-877-276-2480.

If you've ordered your computer with Affirm, you've been authorized, as Affirm offers instant decisions.

However, as a fraud check, Affirm requires a period of 48 working hours before processing the order.

Expenses - We do not charge any fees. That means no late payment fees, no early repayment penalties, no annual fees and no account opening or closing fees.

Interests - However, your financing plan may be subject to interest, which is calculated according to the amount of your purchase and where you store. Our advertised interest rates won't change, and all terms and conditions are clearly set out at the outset, so you'll always know exactly what to expect.

At the time of pre-qualification, you are informed of the estimated amount you could spend with iFinance. You don't have to use the full amount or pay anything back until you've made a purchase. Your final entitlement is subject to eligibility criteria.

Yes, you can pay off the balance of your loan at any time by calling customer support at 1-888-689-9876.. No penalty will be imposed.

With iFinance, if you're approved, we can assemble as soon as the loan is confirmed! Very fast service.

  • A purchase of $100 or more.
  • A purchase made with an eligible CIBC credit card.
  • A purchase made from an account in good standing. Secured, mortgaged or guaranteed accounts are not eligible.
  • Transactions such as Payment Protector insurance interest, fees or premiums, cash advances, and pre-authorized debit transactions are not eligible for CIBC PaceIt Installment Plans.
  • Your balance, including pending transactions, must be less than 90% of your credit limit.
  • The purchase must be recorded in the current statement period and not yet appear on a monthly statement. A purchase recorded on the last day of the statement period or in a previous statement is not eligible.
  • The request for an installment plan must be made by the primary cardholder.

Purchases eligible for installment plans will be marked “Eligible for installment plan” in mobile and online banking.

  • Instalment plan requests must be made by the primary cardholder or authorized user making the purchase.
  • The installment plan request must be made during the online payment procedure on the participating retailer's website.
  • Participating retailers must activate installment plans as a payment option.
  • If you make a purchase of $1,000 and make a payment of $200 on your credit card account, you won't be able to create an installment plan on the $1,000 purchase, because your applicable purchase balance is $800.

No. You cannot combine multiple purchases into one installment plan. You must create an installment plan for each eligible purchase.

CIBC makes every effort to offer competitive rates and fees. Any payment plan option offered to you is based on the following criteria:

a) Your province of residence

b) The retailer where you made your purchases

c) Your credit card

For payment plans requested after the purchase has been credited to your account

It may take 2-3 business days to process your payment plan.
For installment plans requested when paying online at participating retailers.

Your installment plan will be processed and posted to your account at the time your purchase is posted to your account, subject to the terms and conditions of the installment plan.

Once you have opted for an installment plan, it may take 2 to 3 business days before you see the information.

There are several ways to find information about your installment plan.

CIBC Mobile Banking® :

  • Log in and select your credit card
  • From the Summary tab, go to “More options”, then select “CIBC PaceIt® ”.

CIBC Online Banking®:

  • Log in and select your credit card
  • Click on the “Manage my map” button and select “CIBC PaceIt® ”

This information will also appear on your monthly credit card statement. Find out more about the monthly credit card statement.

Using CIBC PaceIt® has no impact on your available credit. The initial purchase amount is automatically deducted from your available credit. As you make monthly payments, the amount you repay is added to your available credit.

A one-time set-up fee may apply to your installment plan request. If applicable, this fee will be communicated to you before you request the creation of your installment plan. The one-time set-up fee, if applicable, will be billed on the first monthly credit card statement after the installment plan is created. The fee will be included in your minimum payment and total balance. This fee does not apply to Quebec residents.

Example: If you set up a CIBC PaceIt installment plan for the purchase of a new $900 sofa, the one-time set-up fee will be $18.00 (i.e. 2% of $900).

If you pay more than the amount due, the excess amount is applied to unbilled purchases and plan payments not yet due at that time.

To find out how we apply your payment, see the “Payment Application” section of the CIBC Cardholder Agreement (PDF, 230 kb)A new window will open. .

For the CIBC Costco®† Mastercard® business card, see the cibc sme credit card agreement(personal liability) (PDF, 135 KB)A new window will open.

If you miss the minimum payment or pay only part of it, interest at the annual rate applicable to regular purchases associated with your credit card is charged on the unpaid principal of your payment. Interest accrues from the first day of the period covered by the next statement following the payment you missed. Interest is added to your account at the end of each statement period. We do not charge interest on interest.

Visit the CIBC PaceIt information page.

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In business for over 10 years, NOX Gaming is the Canadian reference for quality Gaming PC builds. Since 2024, its Sim Racing offering is recognized throughout the country.

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